Good luck!
My duder and I are "officially" starting the process of looking for a house this week. I am really excited and yet, really nervous all at the same time. I've been hitting this thread up on the regular for tips and tricks. So, keep 'em comin', ladies and gents!
The only thing I didn't see here is first time home buyer grants/loans/what-have-you. My mom and dad had mentioned some thing that the state does if you buy in certain areas and then there is also some federal program that helps out first timers, too. Anyone use those programs or know anything about them? I want the best bang, you know what I mean?
Look up Neighborhood Housing Services of Phoenix. It's a non-profit that 1) hosts classes on the process of buying a house, 2) works with folks on financial fitness, and 3) sometimes is themeselves a lender. They're based on 14th St and McDowell, tons of good advice on general practices and specific grant/loan programs, with possible leads on rehab'ed homes.